Welcome To Money on the Move

I recently met a friend of mine for coffee and the late afternoon conversation drifted into our future. Our financial future, that is. As a financial planner with an eye on the needs of a younger generation I offer fact and perspective on current financial events and how to benefit from them. So welcome to “Money on the Move” where I offer you short, sweet, relevant responses to the debt, spending and investing questions offered by clients and friends. Feel free to ask a question through the contact page on http://www.solidgroundfp.com/contact.html and we’ll throw it into the mix.

From someone who can be rational about everyone else’s money (doctors make the worst patients) let me offer a few nuggets of information to help you center your financial world:

¨ Organize your information into three categories: debt management, spending and investing. These topics cover the money you’ve spent in the past, what you spend today and what you’ll spend in the future. It is better to make a little progress in all three areas than to make a lot of progress in one and neglect the other two.

¨ Cash is King. If you don’t have an emergency fund don’t overpay your bills. Instead keep any extra cash where it won’t get spent - in a money market account, your checking account or even a coffee can. Cash is freedom. If you have cash you have choices.

¨ Financial planning brings you instant gratification. Keeping yourself fiscally fit enables you to have what you want when you want it - even if you don’t know what that is yet. Anyone can have the life they want with a little honesty, a little sacrifice and a calculator – you just need to decide if it is worth the effort.

So keep coming back to Money on the Move for relevant advice from a trained financial eye. Oh, yes, and financial planners buy lattes, too.